Dental Insurance – Prince Albert, SK

How Dental Insurance Works?

Dental insurance focuses on prevention to keep your mouth healthy. Research shows every $1 spent on prevention can save as much as $50 on restorative services because you’ll lessen the likeliness of common oral health issues, like tooth decay and gum disease. Your dentist will detect any concerns early to provide the prompt intervention you need to rehabilitate your smile while also saving you money down the road.

What is the Difference Between Dental & Medical Insurance?

Your dental coverage differs from your medical insurance because you have yearly limits and maximums. You pay a monthly premium for a comprehensive plan that gives you access to specific benefits, which often include:

• 100% coverage for preventive services
• 80% coverage for minor restorative services
• 50% coverage for major restorative services

After reaching your deductible, you can use your policy to offset the cost of the treatments your smile needs to stay healthy. You’re given an annual allowance to use toward common procedures, like fillings and extractions. At the end of the year, your policy expires. You aren’t reimbursed for anything you don’t use, and nothing will carry over for accumulation into the new year. Our office will help you maximize your benefits to make the most of your monthly investment.

In-Network VS. Out-of-Network

You have the option to choose any dentist who accepts your policy; however, they are placed into one of two categories. The one you choose will affect how your coverage is used:

In-Network Coverage

Your dental plan recommends you visit a dentist who is in your network because they have pre-negotiated rates with the dental office. You can enjoy more affordable solutions; however, there can be some limitations to your treatment options. Our office is in-network with many leading insurance companies to provide the cost-effective options you need.

Out-of-Network

You can still visit any dentist who accepts your coverage, even if they are out-of-network. You’ll need to pay the difference between your policy’s allowable limits and the dental office’s fees. You can enjoy more options to get the personalized services you want. Our office accepts patients who are out-of-network. We will file the necessary claim forms, so you have one less thing to worry about.

Schedule an Appointment Today

Your dental insurance is an asset to help you reach and maintain your oral health. If you have any questions about your policy, or you’re ready to schedule an appointment, contact our office today. A member of our team will happily assist you with your needs.